Secure Online Credit Application


Click the button below to complete your pre-approval application online, or call (403) 526-2907 to book an appointment with our auto loan experts. Our credit application process is quick and easy, as it is designed to get you into a suitable car loan right away. Trust the credit specialists at Autos R Less, and trust the best.

Start Your Application

*Application will open in a secure window

Our Credit Experts are Here to Help

Autos R Less is dedicated to getting you into a high-quality, reliable vehicle. Even if you have bad credit or no credit at all, our experienced credit specialists will help get you qualified for an auto loan. Apply online or come see us today in Medicine Hat to receive a personal, customized financial plan that fits your budget and lifestyle needs.

What is Your Unique Situation?

Broken credit card

Bad Credit

Sometimes bad credit can happen to good people. Whether you’ve gone through a separation or divorce, were in an accident, have medical bills, or are suffering from any other unplanned financial setback - we can help get you driving again.

Get Approved


No Credit

Are you a young professional looking for your first auto loan? We have a wide selection of cars, trucks, and SUVs for you to choose from. Start by filling out our online application today and one of our finance experts will get back to you shortly. 

Build Credit

Text book


Are you just starting out on your own and need reliable transportation? Students and first-time borrowers can get approved and start driving sooner. Build your credit score while you're still a student and get to class quicker in quality a pre-owned vehicle.

Get a Loan


Canadian leaf

New to Canada

If you’re new to Canada there’s a good chance you don’t have a credit rating yet. Lack of credit shouldn’t stop you from purchasing a reliable vehicle. As long as you have a consistent monthly income, there’s a good chance we can secure you a car loan.

Start Your Life



"This place is amazing. All the staff are incredibly friendly and very honest...If I could rate this place with 1000 stars that's what they would get. Not only have they gained my trust, they have my business" - Dan D., Google

"Great, honest car dealer" - Dave E., Google

"I have purchased 2 vehicles from them and they have been nothing short of amazing" - Jessica R, Facebook

Ask a Finance Question